About our AllLoanz Team

Why Choose Chris and Karen as your brokers?

They are both passionate, honest, easy to work with, and will have your back from your first moment of contact, holding your hand along the way.

Having had many mortgages themselves, and helped 100’s of clients in their personal finances and businesses, manage and improve their cash flow with smart lending solutions, Chris is uniquely experienced in doing the in-depth research, into finding home loan or lending solutions, which, will work for you, even in the current uncertain climate, putting him way ahead in this industry. Karen is a commercial finance wizard, you can be sure if there is a way to secure your commercial finance Karen is the broker who will tailor a solution you will be delighted with.

Both Chris and Karen have plenty of experience in managing budgets for large building and renovation projects and enjoy assisting clients to better understand their budgeting needs. Clients can then borrow with confidence, knowing they can comfortably afford their goals and aspirations.

Our team is supported by Sasha our loan administration specialist. After Sasha spent three years navigating complex government systems, she joined the Australian mortgage industry in 2021 with a rare combination of a Computer Science degree and an eye for the administrative details that make or break a settlement timeline.

While most administration teams react to issues, Sasha anticipates them. She tracks every moving piece of a loan file, from missing documents to timing conflicts, so our brokers can focus on clients services.

Her technical background means she learns systems faster, spots process inefficiencies others miss, and automates repetitive work that slows down most teams. Sasha enjoys supporting our brokers and clients throughout the home loan process. Known for her attention to detail and commitment to continuous learning, Sasha takes pride in helping every application progress as smoothly as possible.

Our latest member of the team is Sarah our AI agent that is available 24/7 to answer your questions. You can find Sarah AI at the bottom of every page of the AllLoanz website, you can type to chat, but you don’t have to type, you can have a conversation with Sarah.

Chris is not your typical Mortgage Broker.

Chris started his career in electronics, then travelled extensively, starting mortgage broking in Sydney in 1993, specialising in helping his clients terminate their home mortgage and buy investment properties. He started his own company in 1996, then pursued one of his passions, health, and wellbeing. He began working part-time as a mortgage broker so he could study health science and environmental health at QUT, realising how the environment (natural and social) underpin our wellbeing. He worked for government for 20 years in various roles, mortgage brokering part time to look after his existing clients.

See Christopher Vakas LinkedIn profile if you are curious about what he has been up to.

Running his own business, becoming a health scientist caused him to reflect and  realise that he has been helping friends and clients learn, grow, and prosper in their personal lives and in their businesses for decades. Chris and his partner have bought, renovated, and sold many investment properties and understand the costs, benefits and pitfalls that come with owning property.

Then it hit him – he love helping people get what they want in a way that works for them.

His passions

He loves working with small businesses as he gets how challenging it can be managing, staff, payroll, stock, customers, accounts, marketing, technology, and the growth of your business. As a small business owner, he knows we are the strength of this great country and the largest employer, so helping you manage your business to get some funding for cash flow, expansion and growth is rewarding. Chris also has a soft spot for first home buyers too, knowing firsthand how hard it can be coming up with a deposit to break into the property market these days.

How we do things

We use technology to the max, you can ask Sarah questions, we can talk on the phone, in person, zoom or chat about your goals, needs and current situation. If you are time poor and have kids, we can talk finance when they are asleep after hours.

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Karen is a industry leading Mortgage Broker.

Karen started her finance career in the banking sector and progressed to a commercial banker for one of the lenading Australian banks, and and she brings 20 years of in depth understanding of lending from a lenders perspective. 

Then Karen spent another 20 years as an independent mortgage broker. You can be sure that Karen’s inside and outside knowlege of the banking system she will be able to develop a lending strategy so you will realise your lending goals and objectives faster.

See Karen Corrie LinkedIn profile if you are curious about what she has been up to.

Her passions

Coming soon

How we do things

We use technology to the max, we can talk on the phone, in person, zoom or chat about your goals, needs and current situation. If you are time poor and have kids, we can talk finance when they are asleep after hours.

Contact

Chris Vakas

Managing Director
Senior Finance Broker

Chris demonstrates an outstanding career in Finance, Business Management, and Project Consulting spanning over 30 years, with customer satisfaction being the cornerstone of his successful career.

Sasha

Loan Administration Specialist

Sasha doesn’t just process application paperwork – she identifies and solves problems before they become delays.  She tracks every moving piece of a loan file – from missing documents to timing conflicts so Chris and Karen can focus on clients service.

Karen Corrie

Senior Finance Broker

Karen has 40 years experience in the banking and finance industry and demonstrates an outstanding career in Finance, with over 20 years as a mortgage broker, with customer strategic solutions being the foundation of her successful career.

Sarah AI

Sarah AI

Customer Service

Sarah AI is AllLoanz new customer service agent, she can answer your questions and help you book an appointment for your no obligation strategy session.

Our Mission

Provide our clients with tailored financial solutions that meets their current and future needs and aspirations.

When you talk to us we will tell you how we can help you now, if it is not with a loan, at least you will understand why and what you can do to prepare for a “yes” your loan is approved.

Our Core Values

Honesty – Transparency – Helpful – Efficient – Confidential

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Things you should know

Eligibility and approval is subject to the Government’s COVID-19 SME Guarantee Scheme eligibility criteria and standard credit assessment. Not all amounts, term lengths or rates will be available to all applicants. Fees, terms and conditions apply.

6 month no repayment period – Back to Business Loan. There will be an initial 6 month no repayment period during which interest will accrue but no repayments will be required. At the end of the 6 month grace period, regular fixed daily or weekly repayments will commence comprising of principal and interest. For the first 26 weeks after the 6 month no repayment period, each daily or weekly repayment will also comprise an instalment of the accrued interest and the 2% Service Fee that accrued during the grace period.

6 month no repayment period – Back to Business Line of Credit. There will be an initial 6 month no repayment period during which interest will accrue but no repayments will be required. At the end of the 6 month grace period, regular weekly repayments will commence comprising of principal and interest on amounts drawn under the facility. For the first 26 weeks after the 6 month no repayment period, each weekly repayment will also comprise an instalment of the accrued interest and monthly service fees that accrued during the grace period. After the end of the grace period, the regular monthly service fee will also be payable in arrears each month over the remaining term. At the end of your loan term you will have the option to repay the outstanding balance in one lump sum or roll the outstanding amount into an amortising term loan to be paid down over a further 50 week period.

Fees – No fees will be payable in the first 6 month no repayment period. The following fees will become payable after the end of the first 6 months:

Back to Business Loan: 2% Service Fee on the loan amount, which will be capitalised and become payable in instalments over the first 26 weeks following the end of the grace period.

Back to Business Line of Credit: $35 Monthly Service Fee applies over the entire term, which will accrue during the first 6 months. The accrued monthly service fees will become payable in weekly instalments over the first 26 weeks after the end of the grace period, along with the regular monthly service fee which will be payable in arrears each month over the remaining term.

Security: No asset security is required upfront to access the funds. Personal guarantees will be required.

Funding Limits: The total sum of your funding supported by the Government’s SME Guarantee Scheme (including funding from other financial institutions) must not exceed $250,000.

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